Rogue - vs - Licensed: The Hidden Costs 🤑

The Hidden Costs of Being a Licensed Mover

When choosing a moving company, price is often a deciding factor.

But have you ever wondered why some movers can offer suspiciously low rates while others charge a bit more?

The answer lies in the hidden costs that licensed, professional movers shoulder to provide you with a safe, reliable, and lawful moving experience.

Let’s break down the expenses that responsible moving companies, like Packhorse Moving, pay to stay compliant and deliver top-notch service, costs that rogue movers conveniently avoid.

1. Cargo Insurance

Licensed movers are required to have cargo insurance to ensure your belongings are protected in transit. This coverage provides peace of mind that, in the rare event of damage, you’re not left footing the bill. Rogue movers skip this step, leaving you vulnerable.

2. Truck Insurance

Operating a moving truck isn’t just about fuel and maintenance; it’s about safety. Truck insurance protects against accidents and ensures compliance with state and federal laws. Without it, rogue movers not only endanger their clients, but also risk hefty penalties. Most rogue movers rent U-Haul's, and most likely "opt out" of the proper coverage.

3. Workers’ Compensation Insurance

Moving is physically demanding work and injuries can happen. Workers’ compensation insurance provides medical coverage and wage replacement for injured employees. Licensed movers prioritize their team’s well-being, unlike rogue operators who might leave their workers, and ultimately their clients, unprotected. Most rogue movers pay "under the table".

4. General Liability Insurance

From property damage to accidental injuries, general liability insurance covers a wide range of risks. This policy ensures that homeowners aren’t stuck dealing with costly damages. Rogue movers? They’ll likely disappear long before taking responsibility.

5. Payroll Taxes

Licensed moving companies don’t pay employees under the table. Instead, they deduct and pay payroll taxes, contributing to Social Security, Medicare, and unemployment funds. These taxes are a significant expense but are vital for maintaining a lawful operation.

6. Payroll Systems

Managing payroll accurately and on time requires robust systems and software. Licensed movers invest in these tools to ensure their employees are compensated fairly and promptly.

7. Tax Reporting

Staying compliant with federal and state tax laws is non-negotiable for licensed movers. This involves regular reporting and payment of taxes, a responsibility rogue movers often shirk.

8. Paying Employees Well

At Packhorse Moving, we believe in taking care of our team. Competitive wages not only attract skilled workers but also ensure that they’re motivated to deliver exceptional service. Rogue movers’ lowball rates often come at the expense of their workers, who may be underpaid or exploited, or found outside of Home Depot the morning of your move.

9. Federal and State Regulations

From registering vehicles to complying with Department of Transportation requirements, licensed movers navigate a web of regulations to operate legally. Adhering to these rules ensures safety and accountability, values rogue movers often disregard. The most important being, your valuation coverage, in the event of damages.

The Balancing Act: Affordability vs. Quality

Covering these costs while staying competitive on price is no small feat.

Licensed movers must strike a delicate balance: offering services clients can afford without cutting corners.

At Packhorse Moving, we’re committed to providing honest, transparent pricing while maintaining the highest standards of quality and compliance.

Why It Matters

When you hire a rogue mover, you might save a few dollars upfront, but the risks far outweigh the benefits.

Without proper insurance, fair wages, and regulatory compliance, you’re gambling with your belongings, your home, and your peace of mind.

So, the next time you’re comparing moving quotes, remember: You get what you pay for.

By choosing a licensed, professional mover, you’re not just hiring a truck; you’re investing in a trustworthy partner for one of life’s biggest transitions.

And that’s a cost worth paying.